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What are the benefits of getting a personal loan?
A personal loan can help you consolidate higher interest rate loans balances into a loan with a convenient, predictable single payment that won’t change.
There’s no collateral requirement since this is an unsecured personal loan.
Personal loans from Diamond have no loan origination fee, unlike some of our competitors.
You can choose from a number of payment terms from 12 to 84 months, depending on your loan amount.
“Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.
Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner.
The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both.
By extending the loan term, you may pay more in interest over the life of the loan.
By understanding how consolidating your debt benefits you, you will be in a better position to decide if it is the right option for you.”
New credit accounts are subject to application, credit qualification, and income verification.